Building a custom food truck or trailer is a significant investment — and for most operators, financing is part of the plan. At LA Custom Food Trucks, we work with a variety of lenders and financing sources to help connect our customers with options that fit their situation. We’ve been through this process with dozens of clients and understand what lenders are looking for.
Since 2020, commercial lenders have become significantly more selective in how they evaluate food truck and equipment loans. This isn’t a reason to be discouraged — it’s simply something to be prepared for. Here’s what most lenders want to see:
Financing terms vary depending on the lender, the loan amount, and your financial profile. Most food truck equipment loans offer a range of repayment terms, giving you flexibility in how you structure your monthly payments. Every situation is different — which is why LA Custom Food Trucks takes the time to understand your specific circumstances before making any recommendations.
We work with a variety of lenders and financing sources and can help point you in the right direction based on your situation. We are not a bank or a financial advisor — but we’ve worked alongside enough buyers to know what a strong application looks like and what common pitfalls to avoid.
